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Long Term Loans

A long-term DSCR (Debt Service Coverage Ratio) loan is perfect for real estate investors focusing on income-generating properties. By prioritizing the property's cash flow over the borrower's income, these loans offer up to 30-year terms, making them ideal for purchasing or refinancing rental properties.

Program Terms

Our program terms are designed to offer flexible and tailored financing options for both short-term and long-term real estate investments.

Fixed and ARM Rates Available

We offer both fixed and adjustable rate mortgages (ARM) with terms up to 30 years for DSCR loans, providing stability and flexibility for your investment needs.

Minimum DSCR

Our DSCR loan programs are available with a minimum DSCR of 1.0, focusing on the property's income to ensure the loan is manageable and sustainable.

Interest Rates

Our interest rates are determined by a combination of your credit score, DSCR ratio, and investment experience, allowing us to offer personalized and favorable terms.

Short-Term and Long-Term Rentals

We provide financing options for both short-term and long-term rental properties, catering to various investment strategies and goals.

Minimum Credit Score of 660

A minimum credit score of 660 is required to qualify for our loan programs, ensuring access to reliable financing for qualified investors.

Portfolio Options Available

We offer portfolio loan options, allowing investors to finance multiple properties under a single loan for streamlined management and growth.

Origination Fees

Our loan origination fees range from 2-3%, providing competitive pricing for the initial setup of your investment financing.

Market-Driven Rates

Interest rates are dictated by current market conditions, ensuring you receive competitive and fair loan terms.

How Can We Help? 

Explore our diverse loan options tailored to meet your real estate investment needs:

  • Long Term Rentals

    Loans ideal for investors seeking to buy or refinance long-term rental properties, ensuring stable and predictable cash flow.

  • Short Term Rentals (No Rehab)

    Financing options designed for investors looking to purchase short-term rental properties without the need for rehabilitation.

  • Commercial Properties

    Flexible financing solutions for purchasing or refinancing various types of commercial properties, supporting your business growth.

  • Large Balance Commercial (No Rehab)

    Specialized loans for large balance commercial properties, offering substantial funding without the need for property rehabilitation.

Apply for Long-Term Loan

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Ease

We prioritize simplicity and convenience, offering a hassle-free loan experience with minimal paperwork and straightforward terms to make the investment process smooth for all experience levels.

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Speed

Jet Lending, LLC ensures rapid loan processing with quick in-house underwriting, allowing investors to close deals typically within 7-10 days, and even faster in some cases.

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Reliability

Unlike many competitors, Jet Lending provides 100% financing, ensuring that investors have the full financial backing they need to purchase, repair, and profit from their real estate investments.

Recent Fundings

Discover how our flexible financing solutions have empowered real estate investors to achieve their goals. From tailored loan options to quick funding, see how we help turn real estate visions into reality.

2305 Flagship Ct, League City, TX 77573
7305 Capitol St Houston, TX 77011
7305 Capitol St Houston, TX 77011
1909 Fuller St Greenville, TX 75401

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Jet Lending

Your Fast and Friendly Asset Based Lender since 2004.

1419 FM 1960 E
Houston, TX 77073

Call/Text (281)872-7800

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